Can I claim psychology services on my private health insurance?

Yes! If you have a Mental Health Care Plan (MHCP) and a referral, Medicare can help cover your psychology sessions. How it works depends on your psychologist:

If your psychologist bulk bills
You pay nothing. We’ll claim directly from Medicare for you. Late cancellation fees still apply, so see What happens if I miss my appointment? for details.

If your psychologist doesn’t bulk bill
You’ll pay $150 upfront. We’ll then process your claim with Medicare, and your rebate will be paid back to you. We’ll also send you an invoice within 1-2 business days for your records. To make sure your rebate arrives without delay, check your bank details are up to date with Medicare through myGov.

Don’t have a plan?
You can still see one of our psychologists as a private patient by paying the full session fee. We’ll send you an invoice, which you can use to claim through your private health insurance if your cover includes psychology. Learn more about claiming on private health insurance.

How to get a MHCP and referral
You can get a Mental Health Care Plan and referral from your own practitioner outside of Mosh. Your plan covers a set number of psychology sessions each calendar year. 

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